Medium Term 

  • There are MANY phone calls, consultations, and decisions to be made – continue to record these. Insurance companies can be very helpful but the process may be lengthy. You may be required to itemise all things lost, ensure you get actual prices to replace these – this can be a lengthy process but worth the effort to assess actual costs. Remember the loss adjuster/assessor is working for the insurance company.
  • When you move to temporary housing or setting up back in your home there can be additional costs e.g. power, phone, and/or bond = keep some funds aside for the unexpected.
  • You will need to establish what pantry and food items are needed see appendix five.
  • Ask others to send you photos that they may have of your family (hard copy or digital).